Santa Claus Contends with Workers Compensation Claim
Elf claims physical injury and mental stress due to heavy workload.
North Pole — (December 20, 2021) — Saint Nicholas, sometimes known as Kris Kringle but most popularly known as Santa Claus, has had a workers compensation claim filed by one of his elves. It appears the elf suffered from Pre-Holiday Burnout (PHB), caused by the effort required to make gifts for everyone in the world. He also suffered a broken toe when he dropped a toy anvil on his foot. Mr. Claus consented to sit for an interview with a reporter from WILBUR (World Insurance-Leading Business Underwriting Report). The elf, identified only as Ernie, declined to be interviewed. What follows is a transcript of the interview with Mr. Claus, edited for brevity and clarity.
WILBUR: How are you feeling about Ernie’s claim, Mr. Claus?
Santa: Look. I know this is supposed to be the season of giving. But all this claim is giving me is grief and agita.
WILBUR: You have the proper insurance coverage, don’t you?
Santa: Well, yeah. But managing two different claims is a nightmare.
WILBUR: What do you mean?
Santa: Ernie filed one claim for physical injury for the broken toe. That caused him to file another claim for the PHB. Now I have to manage both of them.
WILBUR: What if your claims system tracked claims by incident, recording every claim resulting from that one incident?
Santa: Right. And what if reindeer could fly?
WILBUR: Uh … they can.
Santa: Okay. I forgot. But where do I find an incident-based claims system?
WILBUR: In the cloud.
Santa: You mean with the reindeer?
WILBUR: Not exactly. It’s called Cloud Claims. I’ll get you the information.
Santa: Thank you. But I have to get back to work now. I’m short one elf. Ho, Ho, Ho!
About Santa Claus
Santa Claus is a fat guy in a red suit who flies around the world in a red sleigh on Christmas Eve and brings everybody everything they want. For more information, please write a letter to the North Pole.